NEWTZ Dividend: NewtekOne Inc Yield Insights

Income

Balance sheet

Cash flow

Annual

Quarterly

NEWTZ Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	300	273	203	143	160	103
Revenue Growth (YoY)	22%	34%	42%	-11%	55%	-6%
Cost of Revenue	18	19	18	--	--	--
Gross Profit	282	253	185	--	--	--
Selling, General & Admin	145	128	110	65	60	41
Research & Development	--	--	--	--	--	--
Operating Expenses	149	142	127	66	60	42
Other Non Operating Income (Expenses)	9	39	56	-6	-1	1
Pretax Income	79	68	45	32	84	33
Income Tax Expense	19	17	-1	--	--	--
Net Income	57	49	45	32	84	33
Net Income Growth	16%	9%	41%	-62%	155%	-20%
Shares Outstanding (Diluted)	26.04	25.18	24.34	24.2	22.8	21.1
Shares Change (YoY)	-2%	3%	1%	6%	8%	9%
EPS (Diluted)	2.22	1.95	1.88	1.34	3.69	1.59
EPS Growth	20%	4%	41%	-64%	132%	-25%
Free Cash Flow	-521	-154	-114	-62	140	17
Free Cash Flow Per Share	-20	-6.11	-4.68	-2.56	6.14	0.8
Gross Margin	94%	92.67%	91.13%	--	--	--
Operating Margin	44.33%	40.29%	28.07%	53.84%	61.87%	59.22%
Profit Margin	19%	17.94%	22.16%	22.37%	52.5%	32.03%
Free Cash Flow Margin	-173.66%	-56.41%	-56.15%	-43.35%	87.5%	16.5%
EBITDA	133	111	59	77	99	61
EBITDA Margin	44.33%	40.65%	29.06%	53.84%	61.87%	59.22%
D&A For EBITDA	0	1	2	0	0	0
EBIT	133	110	57	77	99	61
EBIT Margin	44.33%	40.29%	28.07%	53.84%	61.87%	59.22%
Effective Tax Rate	24.05%	25%	-2.22%	--	--	--