Garlinghouse Sees 80% Chance for XRP Clarity Act by April 2026

Edgen Crypto

·Feb 28 2026, 11:08

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Key Takeaways

A pivotal moment for Ripple's XRP is approaching as the US Clarity Act moves toward a final vote. The White House has set a March 1, 2026, deadline to clear a key legislative hurdle, prompting Ripple's CEO to forecast a high probability of passage that would formally classify XRP as a digital commodity.

Regulatory Breakthrough: Passage of the Clarity Act would classify XRP as a digital commodity, providing significant regulatory certainty in the US market.
Legislative Deadline: The White House has established a March 1, 2026 target to resolve a stablecoin yield dispute, a crucial step before a final vote.
Bullish CEO Forecast: Ripple CEO Brad Garlinghouse has stated an 80% probability of the bill passing by April 2026, signaling confidence in a favorable outcome.

Clarity Act Faces March 1, 2026 Deadline to Resolve Dispute

The US Clarity Act is advancing toward a critical legislative decision point, with the White House setting a March 1, 2026, target to resolve a contentious dispute over stablecoin yields. This issue has been a primary obstacle holding up the broader cryptocurrency regulation bill. Its resolution is widely seen as the final trigger required to move the legislation forward for a conclusive vote, potentially reshaping the legal landscape for digital assets in the United States.

Garlinghouse Projects 80% Chance of Passage by April

Reflecting the growing momentum, Ripple CEO Brad Garlinghouse has expressed significant optimism, projecting an 80% probability that the Clarity Act will be passed into law by April 2026. For Ripple, this outcome would be a landmark achievement, as the legislation would formally classify XRP as a digital commodity. This reclassification would provide the regulatory certainty that Ripple has pursued for years, effectively resolving its long-standing legal ambiguity with US regulators.

Such a development could remove a major barrier for institutional adoption. Financial institutions that have remained on the sidelines due to regulatory risk may re-evaluate using XRP, potentially boosting investor confidence and driving new demand for the asset.