FNLIF Dividend: First National Financial Corp Yield Insights

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	2,310	2,216	2,024	1,574	1,394	1,380
Revenue Growth (YoY)	9%	9%	28.99%	13%	1%	4%
Cost of Revenue	1,732	1,629	1,412	1,048	880	920
Gross Profit	578	587	612	525	513	459
Selling, General & Admin	238	229	200	192	177	143
Research & Development	--	--	--	--	--	--
Operating Expenses	323	310	268	256	249	201
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	254	276	343	269	263	258
Income Tax Expense	67	73	91	71	69	68
Net Income	183	199	248	194	191	187
Net Income Growth	-19%	-20%	28%	2%	2%	7%
Shares Outstanding (Diluted)	59.96	59.96	59.96	59.96	59.96	60
Shares Change (YoY)	0%	0%	0%	0%	0%	0%
EPS (Diluted)	3.06	3.32	4.15	3.24	3.19	3.12
EPS Growth	-19%	-20%	28%	1%	3%	8%
Free Cash Flow	288	-768	-109	496	-434	-254
Free Cash Flow Per Share	4.8	-12.8	-1.81	8.27	-7.23	-4.23
Gross Margin	25.02%	26.48%	30.23%	33.35%	36.8%	33.26%
Operating Margin	10.99%	12.45%	16.94%	17.09%	18.86%	18.69%
Profit Margin	7.92%	8.98%	12.25%	12.32%	13.7%	13.55%
Free Cash Flow Margin	12.46%	-34.65%	-5.38%	31.51%	-31.13%	-18.4%
EBITDA	266	290	357	282	272	265
EBITDA Margin	11.51%	13.08%	17.63%	17.91%	19.51%	19.2%
D&A For EBITDA	12	14	14	13	9	7
EBIT	254	276	343	269	263	258
EBIT Margin	10.99%	12.45%	16.94%	17.09%	18.86%	18.69%
Effective Tax Rate	26.37%	26.44%	26.53%	26.39%	26.23%	26.35%

First National Financial Corp (FNLIF) Price