Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,193 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Follow-Up Questions
Who is the CEO of Upstart Holdings Inc?
Mr. Dave Girouard is the Chairman of the Board of Upstart Holdings Inc, joining the firm since 2012.
What is the price performance of UPST stock?
The current price of UPST is $48.91, it has increased 5.18% in the last trading day.
What are the primary business themes or industries for Upstart Holdings Inc?
Upstart Holdings Inc belongs to Financial Services industry and the sector is Financials
What is Upstart Holdings Inc market cap?
Upstart Holdings Inc's current market cap is $4.7B
Is Upstart Holdings Inc a buy, sell, or hold?
According to wall street analysts, 14 analysts have made analyst ratings for Upstart Holdings Inc, including 3 strong buy, 10 buy, 6 hold, 1 sell, and 3 strong sell