BAFN Financials: Bayfirst Financial Corp AI Analysis

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Financials

BAFN Financial

Bayfirst Financial Corp

$7.18

-0.27%

$-0.02

At close: May 06, 16:00:00 GMT-4

$7.18

Post-market: May 06, 20:00:00 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$7.2

Open

$7.32

Day's Range

$7.15 - $8.05

52 week range

$4.8 - $17.45

Volume

139.0K

Avg.Volume

28.0K

Dividend yield

4.85%

EPS (TTM)

-5.55

Market Cap

$29.5M

What is BAFN?

BayFirst Financial Corp. is a bank holding company, which engages in the provision of banking services. The company is headquartered in St. Petersburg, Florida and currently employs 144 full-time employees. The company went IPO on 2015-07-23. The Bank operates about 12 full-service banking offices throughout the Tampa Bay region and offers a range of commercial and consumer banking services to businesses and individuals. The Bank offers its products and services through its Community Banking Division and its government guaranteed lending division. The Bank also has an advanced technology platform for its small business administration (SBA) 7(a) Small Loan Program that enables the Bank to utilize and support technology-enabled banking products and services as well as various financial technology applications. The Bank offers specialized business and personal checking accounts, internet banking and online bill payment, lock box services, remote capture and deposit, cash management, wire transfers, safety deposit boxes, courier services, retail investment services, among other services.

Features

Markets

News

Income

Balance sheet

Cash flow

Annual

Quarterly

BAFN Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	-30	-2	-25	-1	0	13
Income Tax Expense	-7	0	-6	0	0	3
Net Income	-24	-2	-19	-1	0	9
Net Income Growth	-318%	-122%	--	--	--	800%
Shares Outstanding (Diluted)	4.11	4.11	4.13	4.13	4.14	5.95
Shares Change (YoY)	-31%	-31%	0%	0%	0%	-1%
EPS (Diluted)	-5.95	-0.69	-4.66	-0.39	-0.17	1.57
EPS Growth	-422%	-144%	-2,691%	-426.99%	-245%	618%
Free Cash Flow	284	100	47	63	74	98
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	9	2	2	2	2	2
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	23.33%	0%	24%	0%	0%	23.07%

Follow-Up Questions

What are Bayfirst Financial Corp's key financial statements?

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According to the latest financial statement (Form-10K), Bayfirst Financial Corp has a total asset of $0, Net loss of $0

What are the key financial ratios for BAFN?

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Bayfirst Financial Corp's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is Bayfirst Financial Corp's revenue broken down by segment or geography?

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Bayfirst Financial Corp largest revenue segment is Banking and Related Activities, at a revenue of 64,181,000 in the most earnings release.For geography, United States is the primary market for Bayfirst Financial Corp, at a revenue of 64,181,000.

Is Bayfirst Financial Corp profitable?

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no, according to the latest financial statements, Bayfirst Financial Corp has a net loss of $0

Does Bayfirst Financial Corp have any liabilities?

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no, Bayfirst Financial Corp has liability of 0

How many outstanding shares for Bayfirst Financial Corp?

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Bayfirst Financial Corp has a total outstanding shares of 0

Bayfirst Financial Corp (BAFN) Financial

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