Croghan Bancshares, Inc. is a bank holding company, which engages in the provision of commercial and retail banking services. The company is headquartered in Fremont, Ohio and currently employs 207 full-time employees. The Bank offers a diverse range of commercial and retail banking services through its 19 banking centers located in Bellevue, Clyde, Curtice, Fremont, Green Springs, Monroeville, Norwalk, Maumee, Milan, Oak Harbor, Oregon, Port Clinton, and Tiffin, Ohio. Products are comprised of traditional banking services such as consumer, commercial, agricultural and real estate loans, personal and business checking accounts, savings accounts, time deposit accounts, safe deposit box services, and trust department services. Its personal banking services include deposit accounts, savings options, digital services and credit & debit cards. The company offers Gen$pend, E-Z Checking, classic checking, interest checking and overdraft protection. Its business banking services include business online banking, business mobile banking, business bill pay, and merchant services.