Crédito Real SAB de CV SOFOM ER engages in the provision of consumer lending to the low and middle income segments of the population. The company is headquartered in Benito Juarez, Mexico, D.F.. The company went IPO on 2001-08-09. The firm provides loans, either by providing direct financing to consumers or by establishing financing programs with consumer financing dealers that sell to Credito Real the collection rights from consumer financing products. Additionally, It provides financing directly to individuals that are employed by corporations with payroll deduction agreements with consumer financing dealers authorized by Credito Real. The company operates through a number of subsidiaries, including AFS Acceptance LLC.