The First Bancorp, Inc. (Maine) is a bank holding company, which engages in the provision of financial services. The company is headquartered in Damariscotta, Maine. The Bank provides a full range of consumer and commercial banking products and services. The Bank emphasizes personal service, and its customers are primarily small businesses and individuals to whom the Bank offers a wide variety of services, including deposit accounts and consumer, commercial and mortgage loans. First National Wealth Management, a division of the Bank, provides investment management and trust services from five offices in Lincoln, Knox, Penobscot and Hancock Counties. First National Wealth Management offers a comprehensive array of private banking, financial planning, investment management and trust services to individuals, businesses, non-profit organizations and municipalities of varying asset size, and to provide personal service. Its First National Investment Services offer additional products, such as brokerage, annuity products and certain types of insurance.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
41
41
32
35
47
43
Income Tax Expense
7
7
5
6
8
7
Net Income
34
34
27
29
38
36
Net Income Growth
26%
26%
-7%
-24%
6%
33%
Shares Outstanding (Diluted)
11.21
11.2
11.13
11.08
11.03
10.99
Shares Change (YoY)
2%
1%
1%
0%
0%
1%
EPS (Diluted)
3.06
3.06
2.42
2.66
3.53
3.3
EPS Growth
25%
26%
-9%
-25%
7%
33%
Free Cash Flow
34
34
24
34
39
52
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
2
2
2
2
1
2
EBIT
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EBIT Margin
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Effective Tax Rate
17.07%
17.07%
15.62%
17.14%
17.02%
16.27%
Follow-Up Questions
What are First Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), First Bancorp Inc has a total asset of $3,166, Net profit of $34
What are the key financial ratios for FNLC?
First Bancorp Inc's Current ratio is 1.09, has a Net margin is 0, sales per share of $0.
How is First Bancorp Inc's revenue broken down by segment or geography?
First Bancorp Inc largest revenue segment is Banking, at a revenue of 80,265,000 in the most earnings release.For geography, United States is the primary market for First Bancorp Inc, at a revenue of 80,265,000.
Is First Bancorp Inc profitable?
yes, according to the latest financial statements, First Bancorp Inc has a net profit of $34
Does First Bancorp Inc have any liabilities?
yes, First Bancorp Inc has liability of 2,883
How many outstanding shares for First Bancorp Inc?
First Bancorp Inc has a total outstanding shares of 11.22