Mountain Pacific Bancorp, Inc. is a holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Mountain Pacific Bank. The company is headquartered in Everett, Washington. The company went IPO on 2019-12-18. The Company’s principal activities are the ownership and management of its wholly owned subsidiaries, Mountain Pacific Bank (the Bank) and Mountain Pacific Insurance Services, Inc (MPIS). The Bank provides a full range of banking services to individual and corporate customers through its headquarters in Everett, and full-service branches in Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham. Its MPIS is a specialty surplus lines insurance broker for the Bank related insurance products and is licensed to operate in over 50 states. Insurance coverage is underwritten on a brokerage basis. The firm and the Bank operate as a community bank, providing a range of financial services, including commercial and retail banking services, including commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/28/2025
12/29/2024
12/31/2023
12/25/2022
12/26/2021
Revenue
1,615
1,615
1,567
1,906
2,254
2,173
Revenue Growth (YoY)
3%
3%
-18%
-15%
4%
18%
Cost of Revenue
1,248
1,248
1,161
1,400
1,652
1,613
Gross Profit
367
367
406
506
602
560
Selling, General & Admin
375
376
415
498
494
465
Research & Development
--
--
--
--
--
--
Operating Expenses
400
400
444
524
524
492
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
-45
-45
-88
-20
73
73
Income Tax Expense
2
2
37
-6
11
12
Net Income
-47
-47
-125
-14
62
61
Net Income Growth
-62%
-62%
793%
-123%
2%
-143%
Shares Outstanding (Diluted)
29.94
29.84
30.17
31.31
33.44
35.43
Shares Change (YoY)
1%
-1%
-4%
-6%
-6%
0%
EPS (Diluted)
-1.6
-1.6
-4.16
-0.45
1.86
1.72
EPS Growth
-62%
-61%
821%
-124%
8%
-143%
Free Cash Flow
-73
-73
-41
3
89
-14
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
22.72%
22.72%
25.9%
26.54%
26.7%
25.77%
Operating Margin
-1.98%
-1.98%
-2.42%
-0.94%
3.46%
3.08%
Profit Margin
-2.91%
-2.91%
-7.97%
-0.73%
2.75%
2.8%
Free Cash Flow Margin
-4.52%
-4.52%
-2.61%
0.15%
3.94%
-0.64%
EBITDA
-4
-4
-9
7
107
94
EBITDA Margin
-0.24%
-0.24%
-0.57%
0.36%
4.74%
4.32%
D&A For EBITDA
28
28
29
25
29
27
EBIT
-32
-32
-38
-18
78
67
EBIT Margin
-1.98%
-1.98%
-2.42%
-0.94%
3.46%
3.08%
Effective Tax Rate
-4.44%
-4.44%
-42.04%
30%
15.06%
16.43%
Follow-Up Questions
What are Mountain Pacific Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), TrueBlue Inc has a total asset of $638, Net loss of $-47
What are the key financial ratios for MPCB?
TrueBlue Inc's Current ratio is 1.75, has a Net margin is -2.91, sales per share of $54.1.
How is Mountain Pacific Bancorp Inc's revenue broken down by segment or geography?
TrueBlue Inc largest revenue segment is PeopleReady, at a revenue of 868,549,000 in the most earnings release.For geography, United States is the primary market for TrueBlue Inc, at a revenue of 1,458,501,000.
Is Mountain Pacific Bancorp Inc profitable?
no, according to the latest financial statements, TrueBlue Inc has a net loss of $-47
Does Mountain Pacific Bancorp Inc have any liabilities?
yes, TrueBlue Inc has liability of 364
How many outstanding shares for Mountain Pacific Bancorp Inc?
TrueBlue Inc has a total outstanding shares of 29.98