OPFI Dividend: OppFi Inc Yield Insights

Income

Balance sheet

Cash flow

Annual

Quarterly

OPFI Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	573	525	511	452	350	291
Revenue Growth (YoY)	10%	3%	13%	28.99%	20%	27%
Cost of Revenue	6	7	10	10	7	4
Gross Profit	567	518	501	442	343	286
Selling, General & Admin	163	162	159	160	164	90
Research & Development	--	--	--	--	--	--
Operating Expenses	366	376	408	410	175	188
Other Non Operating Income (Expenses)	-33	-7	-4	9	26	--
Pretax Income	130	88	41	3	90	77
Income Tax Expense	9	4	2	0	0	--
Net Income	3	7	-1	7	25	77
Net Income Growth	-56.99%	-800%	-113.99%	-72%	-68%	133%
Shares Outstanding (Diluted)	88.23	20.14	16.39	84.3	13.2	110
Shares Change (YoY)	336%	23%	-81%	539%	-88%	0%
EPS (Diluted)	0.04	0.36	-0.06	0.08	1.93	0.7
EPS Growth	-89%	-688%	-177%	-96%	176%	133%
Free Cash Flow	360	310	287	230	152	181
Free Cash Flow Per Share	4.07	15.38	17.5	2.72	11.51	1.64
Gross Margin	98.95%	98.66%	98.04%	97.78%	98%	98.28%
Operating Margin	34.9%	27.04%	18.19%	7.07%	47.71%	33.67%
Profit Margin	0.52%	1.33%	-0.19%	1.54%	7.14%	26.46%
Free Cash Flow Margin	62.82%	59.04%	56.16%	50.88%	43.42%	62.19%
EBITDA	206	151	105	45	177	104
EBITDA Margin	35.95%	28.76%	20.54%	9.95%	50.57%	35.73%
D&A For EBITDA	6	9	12	13	10	6
EBIT	200	142	93	32	167	98
EBIT Margin	34.9%	27.04%	18.19%	7.07%	47.71%	33.67%
Effective Tax Rate	6.92%	4.54%	4.87%	0%	0%	--