OPRT Dividend: Oportun Financial Corp Yield Insights

Income

Balance sheet

Cash flow

Annual

Quarterly

OPRT Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	408	295	280	640	530	335
Revenue Growth (YoY)	49%	5%	-56%	21%	57.99%	-24%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	367	410	534	607	467	389
Research & Development	--	--	--	--	--	--
Operating Expenses	367	410	534	607	467	389
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	41	-115	-253	-75	62	-58
Income Tax Expense	10	-36	-73	2	15	-14
Net Income	30	-78	-179	-77	47	-45
Net Income Growth	-123%	-56%	132%	-264%	-204%	-1,225%
Shares Outstanding (Diluted)	48.31	40.35	36.87	32.8	30.3	27.3
Shares Change (YoY)	21%	9%	12%	8%	11%	1%
EPS (Diluted)	0.63	-1.94	-4.87	-2.37	1.56	-1.65
EPS Growth	-120%	-60%	106%	-252%	-195%	-1,131%
Free Cash Flow	370	373	360	193	124	126
Free Cash Flow Per Share	7.65	9.24	9.76	5.88	4.09	4.61
Gross Margin	--	--	--	--	--	--
Operating Margin	10.04%	-38.98%	-90.35%	5.15%	11.69%	-16.11%
Profit Margin	7.35%	-26.44%	-63.92%	-12.03%	8.86%	-13.43%
Free Cash Flow Margin	90.68%	126.44%	128.57%	30.15%	23.39%	37.61%
EBITDA	84	-64	-199	80	89	-34
EBITDA Margin	20.58%	-21.69%	-71.07%	12.5%	16.79%	-10.14%
D&A For EBITDA	43	51	54	47	27	20
EBIT	41	-115	-253	33	62	-54
EBIT Margin	10.04%	-38.98%	-90.35%	5.15%	11.69%	-16.11%
Effective Tax Rate	24.39%	31.3%	28.85%	-2.66%	24.19%	24.13%