PRI Financials: Primerica Inc AI Analysis

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Financials

PRI Financial

Primerica Inc

$276.8

-0.24%

$-0.67

At close: May 06, 16:00:00 GMT-4

$276.99

0.06%

$0.18

Pre-market: May 07, 05:02:16 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$277.47

Open

$279.63

Day's Range

$276.2 - $280.8

52 week range

$230.09 - $288.03

Volume

191.2K

Avg.Volume

222.9K

Dividend yield

1.55%

EPS (TTM)

23.14

Market Cap

$8.6B

What is PRI?

Primerica, Inc. engages in the provision of financial products to middle-income households. The company is headquartered in Duluth, Georgia and currently employs 2,301 full-time employees. The company went IPO on 2010-04-01. The firm's segments include Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Company, through its three life insurance subsidiaries, Primerica Life Insurance Company, National Benefit Life Insurance Company and Primerica Life Insurance Company of Canada (Primerica Life Canada), offers term life insurance to clients in the United States, its territories, and Canada. The Company, through Primerica Financial Services, LLC; PFS Investments Inc.; Primerica Life Canada; PFSL Investments Canada Ltd., and licensed independent sales representatives, distributes and sells to its clients a range of investment products such as mutual funds; managed investments; variable, index-linked, fixed and fixed indexed annuities, and segregated funds. The company distributes other products, including prepaid legal services and mortgage loan referrals.

Features

Markets

News

Income

Balance sheet

Cash flow

Annual

Quarterly

PRI Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024
Revenue	3,291	853	839	793	804	788
Revenue Growth (YoY)	6%	8%	8%	-1%	8%	9%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	686	187	174	166	158	157
Research & Development	--	--	--	--	--	--
Operating Expenses	2,293	600	562	552	577	563
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	974	247	271	234	221	218
Income Tax Expense	223	50	64	56	52	50
Net Income	748	196	206	177	168	166
Net Income Growth	23%	18%	26%	28%	23%	10%
Shares Outstanding (Diluted)	32.02	32.02	32.45	32.91	33.34	33.53
Shares Change (YoY)	-4%	-4%	-4%	-4%	-3%	-5%
EPS (Diluted)	23.38	6.13	6.35	5.4	5.05	4.98
EPS Growth	28.99%	23%	32%	33%	27%	16%
Free Cash Flow	875	329	197	159	188	268
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	30.32%	29.66%	33.01%	30.26%	28.23%	28.42%
Profit Margin	22.72%	22.97%	24.55%	22.32%	20.89%	21.06%
Free Cash Flow Margin	26.58%	38.56%	23.48%	20.05%	23.38%	34.01%
EBITDA	1,340	340	362	325	310	305
EBITDA Margin	40.71%	39.85%	43.14%	40.98%	38.55%	38.7%
D&A For EBITDA	342	87	85	85	83	81
EBIT	998	253	277	240	227	224
EBIT Margin	30.32%	29.66%	33.01%	30.26%	28.23%	28.42%
Effective Tax Rate	22.89%	20.24%	23.61%	23.93%	23.52%	22.93%

Follow-Up Questions

What are Primerica Inc's key financial statements?

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According to the latest financial statement (Form-10K), Primerica Inc has a total asset of $0, Net loss of $0

What are the key financial ratios for PRI?

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Primerica Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is Primerica Inc's revenue broken down by segment or geography?

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Primerica Inc largest revenue segment is Term Life Insurance, at a revenue of 1,819,809,000 in the most earnings release.For geography, United States is the primary market for Primerica Inc, at a revenue of 2,850,954,000.

Is Primerica Inc profitable?

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no, according to the latest financial statements, Primerica Inc has a net loss of $0

Does Primerica Inc have any liabilities?

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no, Primerica Inc has liability of 0

How many outstanding shares for Primerica Inc?

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Primerica Inc has a total outstanding shares of 0

Primerica Inc (PRI) Financial

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