QFIN Dividend: Qfin Holdings Inc Yield Insights

Income

Balance sheet

Cash flow

Annual

Quarterly

QFIN Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	18,759	17,165	16,290	16,554	16,636	13,564
Revenue Growth (YoY)	10%	5%	-2%	0%	23%	47%
Cost of Revenue	2,938	2,900	2,659	2,373	2,252	1,601
Gross Profit	15,820	14,264	13,630	14,180	14,383	11,963
Selling, General & Admin	3,153	2,596	2,536	2,858	2,972	1,773
Research & Development	--	--	--	--	--	--
Operating Expenses	7,530	6,736	8,773	9,709	7,597	8,173
Other Non Operating Income (Expenses)	168	125	230	268	65	113
Pretax Income	8,681	7,892	5,277	4,742	7,023	4,082
Income Tax Expense	1,443	1,644	1,008	737	1,258	586
Net Income	7,253	6,264	4,285	4,024	5,782	3,497
Net Income Growth	51%	46%	6%	-30%	65%	40%
Shares Outstanding (Diluted)	265.84	303.44	328.5	322	321	307
Shares Change (YoY)	-14%	-8%	2%	0%	5%	2%
EPS (Diluted)	27.28	20.64	13.04	12.5	18.01	11.4
EPS Growth	76%	57.99%	4%	-31%	57.99%	37%
Free Cash Flow	10,851	9,172	7,012	5,895	5,764	5,310
Free Cash Flow Per Share	40.81	30.22	21.34	18.3	17.95	17.29
Gross Margin	84.33%	83.09%	83.67%	85.65%	86.45%	88.19%
Operating Margin	44.19%	43.85%	29.8%	27.01%	40.79%	27.94%
Profit Margin	38.66%	36.49%	26.3%	24.3%	34.75%	25.78%
Free Cash Flow Margin	57.84%	53.43%	43.04%	35.61%	34.64%	39.14%
EBITDA	--	7,602	4,929	4,549	6,852	3,826
EBITDA Margin	--	44.28%	30.25%	27.47%	41.18%	28.2%
D&A For EBITDA	--	74	73	77	66	36
EBIT	8,290	7,528	4,856	4,472	6,786	3,790
EBIT Margin	44.19%	43.85%	29.8%	27.01%	40.79%	27.94%
Effective Tax Rate	16.62%	20.83%	19.1%	15.54%	17.91%	14.35%