WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. The company is headquartered in Seattle, Washington and currently employs 2,037 full-time employees. WaFd Bank is a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank). The Bank is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 208 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2026
03/31/2026
12/31/2025
09/30/2025
06/30/2025
Revenue
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--
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--
Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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--
--
--
--
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Selling, General & Admin
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Research & Development
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Operating Expenses
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--
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Other Non Operating Income (Expenses)
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--
--
--
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Pretax Income
328
84
83
82
77
79
Income Tax Expense
71
18
18
18
17
17
Net Income
241
62
61
60
56
58
Net Income Growth
14%
7%
17%
40%
-2%
-3%
Shares Outstanding (Diluted)
74.04
74.04
75.57
77.01
78.55
79.9
Shares Change (YoY)
-7%
-7%
-7%
-5%
-3%
-2%
EPS (Diluted)
3.26
0.84
0.81
0.78
0.72
0.72
EPS Growth
23%
16%
26%
47%
3%
-3%
Free Cash Flow
226
63
67
50
45
53
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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--
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D&A For EBITDA
11
6
7
--
-1
-13
EBIT
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EBIT Margin
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Effective Tax Rate
21.64%
21.42%
21.68%
21.95%
22.07%
21.51%
Follow-Up Questions
What are WaFd Inc's key financial statements?
According to the latest financial statement (Form-10K), WaFd Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for WAFD?
WaFd Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is WaFd Inc's revenue broken down by segment or geography?
WaFd Inc largest revenue segment is Banking and Related Activities, at a revenue of 721,524,000 in the most earnings release.For geography, United States is the primary market for WaFd Inc, at a revenue of 721,524,000.
Is WaFd Inc profitable?
no, according to the latest financial statements, WaFd Inc has a net loss of $0